Descrizione:
Credit risk analysis and reviews of mid and large corporates across various industries aimed at the issuance of risk opinions for investment banking deals originated by CA‑CIB Milan branch and decided locally or by Paris committee, renewals, waivers and amendments. The analysis will focus on clients’ business model, industry trends, reference markets, SWOT analysis, historical financial performance and forecast scenarios. Attendance and active contribution to internal meetings and credit committees. Determination and approval of internal ratings. Review and issuance of risk opinions for credit applications initiated by international network and to be approved by CA‑CIB Milan branch. Regular maintenance and surveillance of the covered portfolio (with reference to risk dynamics and credit limits approved) and reporting to local and, eventually, Head Office’s risk management of any sign of deterioration. Ongoing coordination with Head Office risk management representatives for files exceeding Milan local delegation.
Responsibilities
- Perform credit risk analysis and reviews for mid and large corporates.
- Contribute to internal meetings and credit committees.
- Determine and approve internal ratings.
- Issue risk opinions for credit applications.
- Maintain and surveil the covered portfolio and report deteriorations.
- Coordinate with Head Office risk management for files exceeding local delegation.
Qualifications
- Postgraduate degree – MA/MSc/PhD/Doctorate or equivalent.
- Specialization in MSc in Finance/Economics with accounting and financial skills.
- 2-3 years of experience in credit risk analysis.
- Strong analytical and summarising skills in a technically demanding framework.
- Excellent communication skills.
- Attention to detail and self‑organisation.
- Fair knowledge of investment banking products.
- Average focus on relationship management/commercial sense.
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