Collection Manager – Consumer Credit (Relocation to Luxembourg)

Experteer Overview

In this role, you will own and evolve the end-to-end collection strategy for consumer lending, leveraging data, segmentation, and AI-driven decisioning. You’ll partner with Finance, Product, Data, and Legal teams to optimize recovery, compliance, and customer engagement. The position combines strategic design with hands‑on execution in a fast‑moving fintech environment. You will shape how we balance effectiveness with fairness while driving measurable ROI. Retribuzione / Benefits

Design and execute data-driven collection strategies using predictive models across risk profiles and product types Develop AI-powered approaches to optimize next-best-action, contact strategies, and prioritization of accounts Personalize engagement—define tone, channel, and timing based on customer behavior Own key KPIs (recovery rates, roll rates, cost-to-collect) and ensure ROI-positive initiatives Ensure compliance and SLAs are met while maintaining fairness in collection activities Collaborate with Finance, Product, Data, and Legal teams and manage external collection partners Responsabilità

7+ years in consumer credit collections with strategic and operational experience Experience in Fintech, Banking, or Financial Services Strong data and analytical mindset with experience in segmentation models Exposure to AI applications in collections (predictive scoring, automated decisioning, advanced contact strategies) Strategic thinker with execution focus and ability to bridge analytics and operations Customer-centric and behavior-focused approach to communications Requisiti fondamentali

Unlimited paid time off Flexible hybrid working Stock Option Plan Relocation support Meal vouchers Parental leave

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